iPlan · Est. 1994 · Signed a personal guarantee?

Build Your Shield
Before The Storm

The structures professional advisers quietly build for their wealthiest clients. Finally in plain English, with every document included.

The Complete Method · The Book + All 22 Legal Templates

Order Your Shield
Wolf AI · SME Businesses · Personalised licensed copy
Can be structured effectively for Sole Trader business owners
Two business owners. Same failure. Opposite endings.

By the time the letters arrived,
both outcomes were already decided.

David

His business failed on a Tuesday. Nine days later the bank demanded £340,000 under a guarantee he'd signed years earlier without reading past the first page.

Fourteen months of judgments and orders later, his family home was sold from under him.

No structure. Everything exposed.

Michael

His business failed too. The same letter arrived. But quietly, and entirely legally, he had already put a structure in place. When the bank's advisers opened his file, they found everything positioned, papered, and protected.

The bank ran the numbers and recommended settlement. He paid a sum he could survive, kept his home, and was trading again within two years.

Structured. Negotiated from strength.

The difference was not luck, or a better lawyer at the end. It was what one of them had built. Don't leave it too late.

Nothing about it is secret law. What was gatekept was the how.

The three things the professionals build

I

The Management Company

A second company providing real, documented services to your trading business under a long term contract, at a benchmarked fee. Governance that becomes protection.

🔒 Access within the book
II

Registered Charges

Security is not granted by importance or size. It is created by documents and registration. First in time, properly registered, wins. The book shows you the exact filings.

🔒 Access within the book
III

The Paper Trail

Structures do not fail. Evidence fails. Annual solvency confirmations, board minutes, asset schedules: the Defence File that wins arguments years later.

🔒 Access within the book
Thirty years of iPlan

Every business owner who lost everything had time to prevent it. Then, one ordinary Tuesday, they didn't.

1994

The Practice

The original plans, built by hand for clients: service contracts, capped guarantees, witnessed asset schedules. Some of those packs appear in the book as case studies.

2011

The Publication

The original iPlan put the method into owners' hands for the first time, through recessions and everything since.

2026

The Director's Shield

Rebuilt for today's law and today's scrutiny: the complete book plus every document, ready to use.

One purchase. Everything you need.

Read it this weekend. Build it next week.

The Book

  • How directors actually lose everything, and the enforcement machine explained step by step
  • How security and priority really work: the rules banks assume you don't understand
  • The management company model, built step by step
  • Registering charges: the complete Companies House and Land Registry walkthroughs
  • The asset holding company and the asset vault
  • Taming the personal guarantee: caps, carve outs, releases
  • The timing chapter: exactly when this can and cannot be done
  • When trouble comes anyway: negotiating from strength

The Toolkit: 22 Templates

  • Master Services Agreement with drafting notes
  • Board minutes, conflict register, decision log
  • Annual solvency confirmation and accountant letter
  • Debenture and legal charge templates, with built in safeguards
  • MR01 and Land Registry filing walkthroughs
  • Asset schedule, transfer agreement, valuation letter
  • PG register, capped guarantee, negotiation checklist
  • Crisis module: five lender letters and the IP checklist

Get Everything Included

Read this before you buy

This seriously works if you build it early

Here is the good news most sellers never spell out: deployed now, this system genuinely works. Businesses are saved by it. Homes are kept because of it. Owners walk out of crises that flatten their competitors, simply because the structure was standing when the weather turned. The law rewards those who build in advance, and today, you can. Chapter 9 shows you exactly how to stay on the right side of the line, and the Toolkit's worksheets keep you there.

Deploy it now and it protects you for decades. Order today, read it this weekend, and start putting your structure in place next week: the company, the paperwork, the shield. From that point on, whatever the economy does, whatever a lender demands, whatever letter lands on the mat, you meet it positioned, papered, and protected. That is what saving your business actually looks like.

Official Order Form

The Shield
Book + Toolkit

Advice you would pay thousands for, now available.

£347£199

Complete Your Order

Enter your details and we will issue your invoice and personalised access within 24 hours.

The Shield Book · Complete Edition£199.00
The Toolkit: all 22 legal templates, normally £148 Free with book order£148.00£0.00
Total value£347.00
Order Total£199.00

An invoice will be generated for the above amount and emailed to you on order confirmation.

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Access provided post order Your invoice is generated and emailed on confirmation. Your personalised licensed copy, the complete book with all 22 templates inside, is prepared and delivered to your email within 24 hours.

Invoiced securely  ·  Access within 24 hours  ·  Licensed to your name

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ProductThe Director's Shield: Book + Toolkit
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Total£199
Your access, what happens next:
  1. Your order email has opened, addressed to our order desk: press send to complete your submission. Your order invoice is then generated and emailed to you.
  2. We prepare your personalised copy: one complete volume containing the book and the full Toolkit, licensed and watermarked to your name and order reference.
  3. Within 24 hours you receive your delivery email containing your personal access to the complete edition and the editable template pack.
  4. Keep your order reference above: it is your licence number and your proof of purchase.

Questions? Email admin@occ-uk.com quoting your order reference.

Questions, answered plainly

Is this legal?

Yes, when it is done the way the book teaches: while solvent, for genuine commercial purposes, at fair value, and openly registered. That condition is not small print; it is the whole method, and the book's timing chapter and the Toolkit's built in worksheets keep you on the right side of it. Templates should be reviewed by a solicitor before signing.

My business is already struggling. Should I buy this?

Yes, and act quickly, because businesses in difficulty can absolutely be saved and directors protected with the right moves made early. The Director's Shield gives you exactly those moves: the lender negotiation letters, the assessment worksheet, the decision log that protects you personally, and the chapter on negotiating with lenders from strength. Better still, Wolf AI maintains a panel of specialist advisors who can step in quickly and confidentially to help you stabilise, restructure, and recover. Business owners who act early keep their businesses. Order today and email admin@occ-uk.com quoting your order reference, and we will connect you with the panel.

What exactly do I receive?

One beautifully produced digital volume, personalised and licensed to your name: the complete book with the full Toolkit inside, all 22 templates with completion notes, plus the editable template pack. Delivered by email within 24 hours of your order.

Do I still need a solicitor?

For reviewing the security documents before signing, it's practical, and the templates say so on their face. The difference is that you arrive as an informed client with the documents drafted, which typically turns thousands of pounds of drafting into a fixed fee review.

Who is behind this?

Wolf AI, SME Businesses: purchased the book rights from the originator of the iPlan, protecting business owners' interests since 1994. The 1990s plans built for clients appear in the book as case studies, examined document by document.

iPlan  ·  The Director's Shield  ·  Wolf AI - SME Businesses

The Director's Shield provides information and education, not legal, financial, or insolvency advice. Documents should be reviewed by a solicitor before execution. The structures described are lawful only when created while solvent, for genuine commercial purposes, at fair value. Copies are licensed for the personal use of the named purchaser only. Copyright Wolf AI - SME Businesses. All rights reserved.